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The Fee & What's Included
The Fee & What's Included
Mike McLin avatar
Written by Mike McLin
Updated over a week ago

Paperstac uses graduated tiered pricing based on the sale price of the transaction. The following fees are charged to both the seller and buyer...



$0 - $25K

Flat $250

$25K - $100K


$100K - $200K


$200K - $1MM


$1MM - $5MM




There is a $250 minimum fee for deals under $25K. For large deals, the first $100K of the deal will be charged 1% ($1,000), the next $100K will be charged 0.75% ($750), and so on based on the table above. Here is an example breakdown of a $500K deal...

What’s Included in the Paperstac Transaction Fee?

Not only do you get to use our modern transaction engine, but we've also tried to include any real-world costs that are a part of any note transaction (online or offline) into a single cost-effective fee.  Every transaction on Paperstac includes the following:


Recording fees are NOT part of the escrow service or included in Paperstac’s transaction fee. If you need your documents recorded after a closing, click here to place your order.

  • Escrow Included (on $100K+ transactions)
    Paperstac will cover all escrow costs on transactions with a sale price over $100K (an $890+ value*). If your transaction is below $100K, each party (buyer and seller) will need to pay $250 for escrow, or you can skip escrow altogether for no additional charge.

  • Collateral Verification Report
    A collateral verification report from a third-party vendor is provided. The verification consists of analyzing the seller's physical collateral file and determining the authenticity of the items included (original note, mortgage, title policy, etc.).

  • Express Shipping
    Paperstac provides FedEx shipping labels for both the shipment of the collateral file from the seller to the auditor and from the auditor to the buyer.

  • eNotarization
    Get a digital notarization (valid in 49 states excluding Iowa) on the Assignment of Mortgage via an interactive video chat with an online notary.  Not only is an eNotarization more convenient than visiting a traditional notary, but it is also more secure!

  • eSignature Service
    Paperstac provides a convenient electronic signature service for all documents.

*Escrow value based on $100,000 purchase price using service.

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