Paperstac

If you have just a couple of notes to list, adding a mortgage note in your My Listings section is preferred. If you have any questions about this, please reach out to support.

Using the standard tape is an excellent way for those who are Self Servicing or have a Servicer that&nbsp;is not integrated into our platform.&nbsp;

We've got the standard blank tape found <a href="https://pstac.co/example-tape" rel="nofollow noopener noreferrer" target="_blank">here</a>.

Below are all of the needed fields and descriptions of the types of data you can use in them.&nbsp;

loanId: This is a unique identifier that we use to be able to recognize the asset. Please enter this so that if you need to re-upload, it will update these records and not make new ones.

servicer: Loan servicer for note. If you Self Service, please put - Self Service.

legalStatus: Options must be entered as one of the following - [Bankruptcy, Foreclosure, None]

lienPosition: Either enter 1 or 2.

streetAddress: Property street address

streetAddress: Property apt, unit, etc

state: Property state represented as a 2-character state code

propertyType: [Single Family, Multi-Family, Condominium, PUD, Land, Other]

occupancyStatus: [Occupied, Vacant]

originalBalance: Original loan amount

interestRate: Interest rate represented as a percent value. e.g. Interest rate of .0975 would be 9.75

escrowImpounds: Payment amount applied towards the escrow

accruedLateCharges: Total late charges accrued for loan

principalAndInterestPayment: Principal and interest payment represented in cents

totalMonthlyLoanPayment: Total monthly payment including principal, interest, and escrow

totalPayoff: Total amount due on the loan

originationDate: Date loan was created

lastPaymentReceivedDate: Last date payment was received

nextPaymentDate: The next due date for loan payment

maturityDate: Date when the final payment is due

performance: [Performing, Non-Performing]

seniorPerformance:  [Performing, Non-Performing]

seniorInterestRatePercent: Interest rate represented as a percent value. e.g. Interest rate of .0975 would be 9.75

seniorUpb: Unpaid principal balance

seniorTotalMonthlyLoanPayment: Total monthly payment including principal, interest, and escrow represented in cents of the senior loan

1. loanId: This is a unique identifier that we use to be able to recognize the asset. Please enter this so that if you need to re-upload, it will update these records and not make new ones.
2. servicer: Loan servicer for note. If you Self Service, please put - Self Service. 
3. legalStatus: Options must be entered as one of the following - [Bankruptcy, Foreclosure, None]
4. lienPosition: Either enter 1 or 2.
5. streetAddress: Property street address
6. streetAddress: Property apt, unit, etc
7. city: Property city
8. state: Property state represented as a 2-character state code
9. zip: Property zip
10. borrowerName: Name of borrower
11. propertyType: [Single Family, Multi-Family, Condominium, PUD, Land, Other]
12. occupancyStatus: [Occupied, Vacant]
13. originalBalance: Original loan amount 
14. upb: Unpaid principal balance
15. interestRate: Interest rate represented as a percent value. e.g. Interest rate of .0975 would be 9.75
16. escrowImpounds: Payment amount applied towards the escrow 
17. accruedLateCharges: Total late charges accrued for loan
18. principalAndInterestPayment: Principal and interest payment represented in cents
19. totalMonthlyLoanPayment: Total monthly payment including principal, interest, and escrow 
20. totalPayoff: Total amount due on the loan
21. originationDate: Date loan was created
22. lastPaymentReceivedDate: Last date payment was received
23. nextPaymentDate: The next due date for loan payment
24. maturityDate: Date when the final payment is due
25. performance: [Performing, Non-Performing]
26. seniorPerformance:  [Performing, Non-Performing]
27. seniorInterestRatePercent: Interest rate represented as a percent value. e.g. Interest rate of .0975 would be 9.75
28. seniorUpb: Unpaid principal balance
29. seniorTotalMonthlyLoanPayment: Total monthly payment including principal, interest, and escrow represented in cents of the senior loan

This article details all of the needed fields that are included in the standard tape that is provide for those not using a servicer's tape.